American Elephants


Democrats In Denial! They Think It’s Just The Website. by The Elephant's Child

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Every day the news about ObamaCare gets worse, and we’re still in the Please sign up phase. People have not yet focused on what comes next. There is progress however. During a trip to the Miami area, Secretary of Health and Human services Kathleen Sebelius admitted that some people will pay higher premiums under Obama Care. (Don’t laugh.) She said:

There are some individuals who may be looking at increases. I think you cannot make a statement based on cost unless you compare what they had to what they’re going into.

I’m beginning to think that Democrats are in a state of pure denial. They think the problem is the rollout of the Healthcare.gov website, which is of course a complete fiasco. Instead of the promised average savings of $2,500 per family, the opposite has been true in most cases as deductibles have increased and premiums have risen sharply. But they believe the coverage will be much better. For most people it means unnecessarily more expensive, depriving them of their doctors and reassigning them to a narrower network, and other facilities, while forcing them to pay for benefits Democrats assume are wonderful, but which most people don’t want. Here’s Washington Post blogger Greg Sargent:

“the GOP outrage about Americans supposedly ‘losing’ coverage is largely just more of the same old misdirection. It’s a subset of a larger Republican refusal to have an actual debate about the law’s tradeoffs—one in which the law’s benefits for millions of Americans are also reckoned with in a serious way.”

Once a law is passed by Congress, even one without a single Republican vote, and signed by the President, it becomes law. But apparently it all works differently now and the administration is busily rewriting deadlines, insurers are being told to cover people anyway, even if they haven’t paid, to cover prescriptions and the government will pay them back for any losses. Secretary Sebelius has reportedly engaged a PR firm to help HHS to keep from looking stupid in the face of the debacle. The part where you lose your doctor was apparently written in sometime after the bill became law. This isn’t the way things are supposed to be done. It’s illegal as all hell. 

It seems that every day we learn something new about the insurance plans. And this is a big one. The ObamaCare exchanges that so many Americans are being forced into provide only local medical coverage. Spend part of the winter in the South to escape the cold? Sorry, you may not be covered, Most of the policies offered on the ObamaCare exchanges are not national networks, so “if you need routine medical services, they will not be covered when you leave your local area,” as they were before.

Unrestricted movement as a natural right of our American liberties? Nobody expected that. The Democrats writing ObamaCare into law obviously didn’t understand insurance. To make their grasp for more power over the people, they threw in all sorts of unnecessary benefits — free contraceptives, free diagnostic tests, keep  your kids on your policy until they are 26, and I don’t know what else. Each of these things has a cost, in many cases a big cost. To cover those expenses, insurance companies had to rein in costs elsewhere, which meant restricting the networks of physicians and facilities, and apparently not covering anything out-of-network.

The people who were writing up the legislation in the back rooms of Congress were politicians. There’s a lot of expertise in insurance companies. They pay very big salaries to actuaries who can do studies to tell how frequently a particular disease or medical incident occurs in the country, and they pay the big salaries because those people are very good at math and worth every cent. Did the Democrats writing the Affordable Care Act have some Actuaries in to help them figure out how to set the thing up? Does anybody think that members of Congress are really good at math? We have rather an extensive list of proof that they are reasonably clueless in that department. They’re not much good at economics either. They are politicians. They make promises. Mostly by the time you find out they’re not going to keep the promises, the world has moved on, and it’s all forgotten.

I don’t think they have any understanding of what a dreadful mess they have created, and think that as soon as they get the website fixed, all will be well. Who doesn’t want free contraceptives?

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2 Comments so far
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It isn’t just that the Democrats don’t understand insurance, they don’t understand business. The vast majority of House and Senate members are lawyers. A small minority are doctors. Very, very few are business people.

Apparently the Progressives think that business will joyfully reduce their profits so that they can “provide” free stuff to their customers and employees. Even some Republican lawyers think that way. After all, lawyers and doctors get paid even when they fail to win the case or save your life.

In real world business, if you fail your customers, you just fail as a business. Even raising taxes on businesses is a no-win situation for the government. Yes, it’s popular with community and union organizers, but the reality is that the taxes are passed through and actually paid by the consumer in the form of increased prices.

However, the Democrats are exceptionally good at one thing, and one thing only — blaming Republicans no matter what goes wrong. Sebilius is not the one who really needs a good PR firm. Republicans do. And they all need the same talking points so the can cast any such accusation right back in the faces of Democrats, particularly those up for re-election.

OK, rant over.

Comment by Jim Yardley

Exactly. If you look up the biographies of the leading Democrats in Congress, you will find that most of them have never done anything but government and politics. Harry Reid was a lawyer, but started out as a city attorney, for example. Pelosi grew up in a Democrat family, her father was mayor of Baltimore as was her brother, and her father was in Congress. She worked her way up in Democrat politics. Steny Hoyer was a lawyer, in politics from the beginning. I suspect that most have no information whatsoever about Republicans or what they believe in aside from what they get from leftist propaganda. Explains John Podesta’s remark yesterday that Republicans were like a “Jonestown Cult.” They just seem remarkably ill informed about anything not political, and they believe all the propaganda.

Comment by The Elephant's Child




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