American Elephants


ObamaCare Raises Costs and Kills Jobs. Here’s Proof. by The Elephant's Child

Powerline offers definitive proof that ObamaCare raises costs and kills jobs. A reader of their blog who heads an investment group came across this disclosure in a prospectus issued in connection with the recapitalization of a family oriented restaurant chain. This is clearly not a political statement, it is a legally mandated disclosure to prospective investors, which renders the issuer liable if the disclosure is not true.

It is worth reading the whole thing. It exposes the false claims of the Obama administration fully and completely. Fewer full-time jobs, rising health care costs, and higher restaurant prices. This is what some of you voted for, though I cannot for the life of me understand why.



The Making of Nike Football National Team Jerseys by The Elephant's Child

Football here refers to Soccer, not American football. But this is what happens to all your recycling. Well, not all, just the plastic bottles. Kinda cool though.

[(h/t: NikeBetterWorld)



ObamaCare: by Michael Ramirez by The Elephant's Child

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Michael Ramirez remarked that it’s no problem finding subjects for his political cartoons. He just has to read what the Obama administration has done today.

( h/t: IBD Editorials)



ObamaCare: Worse Than Your Worst Dreams! by The Elephant's Child

Sebelius II

There has been a flood of articles recently on the forecasts of increasing costs for healthcare. The Society of Actuaries has said that health claims will shoot up an average 32% under ObamaCare. Some states will see claims rise as much as 80%, while only five states could see them drop a little. The reason is that millions of the uninsured will get coverage, or be forced to get coverage, and that will cause them to double their health spending. That will create upward pressure on premiums.

Many employers will dump their coverage for workers once ObamaCare kicks in, and those people will be more expensive to insure than people already in the individual market. In other words, higher premiums for almost everybody, and the “Affordable Care Act” will become much less affordable.

Back in 1960, people paid almost half the nation’s health care tab out-of-pocket. By 22012, that figure had dropped to just over 10% with the rest paid by government health programs or increasingly generous (tax subsidized) workplace health benefits. Natural reaction by ordinary people: when it’s free, you use more of it. And today there are far more inducements to use health care than there have ever been.

There have been campaigns for fitness, campaigns against obesity, with the intent of addressing “rising” health care costs, but is the awareness of fitness, good health, strength, diet, dental health, not to mention all the diseases that may strike that are causing the rising.

Saturday and Sundays on the radio are given over to paid programming for alternative medicine and alternative potions. “Health Food stores” offer goods free of any suspected unhealthy ingredient; and all things “natural,” and “organic” for you and your pets.

Each special ingredient is the one thing that, taken religiously, will give you a longer, healthier life. The latest seems to be green coffee beans, it was white tea for a while, and pomegranate seeds before that, and some Inca  berry.  And if all that weren’t enough, the First Lady of the United States and the Mayor of New York will remind you that they are keeping official tabs on what you do.

This intense focus on your potential health will drive you to ever-increasing use of the health care establishment. Increasing prices? The administration responds with a yawn. Kathleen Sebelius, Secretary of Health and Human Services (HHS), in charge of administering ObamaCare and its mandates and waivers, said those who are paying more will get more generous coverage, so what’s the big deal.

“Some of these folks,” Sebelius said, referring to those hit by ObamaCare’s price spikes, “have very high catastrophic plans that don’t pay for anything unless you get hit by a bus. They’re really mortgage protection plans, not health insurance.”

Astonishing. The HHS Secretary, a former state Insurance Commissioner, does not understand the principle of insurance.

Insurance operates on the principle that you pool the cost of the big risks that don’t happen often, but would be difficult for most people to pay. It is the big catastrophe that makes insurance a good deal. Insurance for every little thing that you could reasonably easily pay for out-of-pocket raises the cost of everything because you are paying administrative fees in addition to the cost. If you expect to spend $10,000 for groceries next year, you wouldn’t buy grocery insurance, nor would you expect your auto insurance policy to pay for new windshield wipers or oil changes.

What Obama and his administration are attempting to force down everyone’s throats is not insurance, it is massively expensive prepaid health care.

Attempting to drive down all out-of-pocket spending simply pushes up the cost of health care in its entirety. At the same time it creates an incentive to use more health care. That’s not all the incentives though. As increasing use raises the cost of health care, the government will be forced to devote more effort towards cutting costs, and forcing doctors and suppliers to cut their costs — seeing more patients in less time, ordering fewer tests, using fewer supplies, cutting back on personnel, and destroying the quality of medicine.

The incentive for doctors and hospitals becomes not only cutting costs, but finding a way to be adequately reimbursed. This is where Britain’s National Health Services (NHS) find themselves. Old people die sooner because of inadequate care, linen not changed, drinking water not supplied. Doctors retire early, fewer of our best and brightest go into medicine. Doctors have to be imported from other countries. We are already seeing the effects of the tax on medical devices. They are laying off workers, cutting back. The United States leads the world in new technology in medical devices, but when they are forced to cut back, it is innovation that gets cut.

ObamaCare began with a lie, that medical costs were rising inexorably. Not true. Costs were declining as new diagnostic tools and new medicines saved lives and expense. Democrats, behind the closed doors where they were constructing the plan, were not concerned with improving American health care, they were concerned with gathering in more Democratic votes by more voters dependent on Democrat largesse. Their admiration for Britain’s National Health Service spoke of the ability of NHS to capture British votes for the Labor Party, while Democrats told themselves how wonderful it would be when poor people could get health care for free.

 



Ships in Bottles. Bottled History. by The Elephant's Child

Ships in bottles. Sea stories. Bottled History. “A nice little hobby.”

Ray Gascoigne has been around boats his whole life, as a shipwright, a merchant sailor, and now as a ship builder on the smallest dry dock there is: a bottle. This short film, by Smith Journal and Melbourne-based production studio Commoner, picks through the wood chips to tell the story of a craft honed over 60 years, the knowledge that goes into it, and the man behind it…

(h/t: thekidshouldseethis.com)




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