American Elephants

The Despicable Fraud Perpetrated on The American People: by The Elephant's Child

Democrats have clearly demonstrated their desire to whip people into better order with a raft of government regulations, directives and plain old force. We focus on the regulation and the directives, but let’s face it. The problem is the people.

We are talking about millions of human beings, individuals with their own ideas, their own likes, their own prejudices, their own desires, their own sensitivities, their own knowledge, their own beliefs and their own general resistance to doing what they are told to do. That’s simple human nature. In repressive societies people learn to fear the government and hide their resistance lest they face punishing reprisal.We all know about the societies with the gulags, concentration camps, slave labor camps, where the choice is between facing punishment or facing death.

Democrats have long regarded free health care for the people as the biggest, most wonderful thing they could give to the people, which would endear their party to the people permanently. The problem, of course, was how to pay for it.

Well, nevermind, that can be figured out as we go along. Rich people will just have to pay more. That’s how it all started and bureaucrats started writing rules and regulations, and although there were pages and pages of them, they had three and a half years to finish it up.

Phase One was the big rollout, and the technical failure. It might have been avoided had there been some competence in the management, but it was never tested, the basic code for the back-end was never written, and there was no security for the customer at all. The rollout was a disaster and a great embarrassment for the administration. So they said they would postpone it till the first of December when it would all be fixed. Uh huh. The President ordered up a tech surge to get everything working, but that is apparently only 6 people. Experts say the security is worse than ever.

And it seems that that part for which the code has never been written was the part that told the insurance company that you had signed up and transferred the first payment. They are advising those who think they have signed up successfully to call the insurance company and see if they have confirmed your enrollment and received your payment.

Phase Two was the revelation that the entire ObamaCare enterprise is the largest deliberate fraud ever inflicted on an unsuspecting American public.  The promises of “if you like your plan you can keep it” have turned out to be not an accident, but a phony sales pitch that was deliberately deceptive. On top of that ObamaCare forces insurance companies to engage in dishonest practices like selling maternity coverage to men and postmenopausal women, and pediatric insurance to the childless. The worst case scenario could turn up on January 1, as insurance companies begin dropping people who formerly had their insurance through their employers, and there will be a lot of them.

Obama promised insurance that would cost $2,500 less that our previous policies. Another part of the fraud. Medical insurance comes in two kinds: there is indemnification against risk, which is true insurance; and there is pre-payment for expected costs. Risk is a heart attack, or a stroke, a broken arm or broken back. Insurance company actuaries are very well paid because they are very good at math. They get reports on the numbers of heart attacks or strokes in a year, and determine mathematically how many they are going to have to pay off on. The trouble arises when Democrats want to have lots of benefits for everyone, and want everyone to pay for it. Health insurance is usually age related, because the risks are different at different ages, but when everybody has to pay for maternity care, and pediatric vision care, Alzheimers and shingles, it gets very, very expensive.

That bit about people with pre-existing conditions was nice, but the President made it sound like there were thousands of them. Part of the sales pitch. Those who signed up in the first three years for this desperately needed insurance that they’d been denied 107,000 people out of a population of 330,000,000.  Looks like 10 million people will lose their employer-provided health insurance. The governments’ goal for next year is to sign up about 7 million people. It was the government that made sure that most insurance policies would get cancelled, not the insurance companies. It is written right into the law.

Everybody knew this, except for ordinary folks. And they’re just stuck. How will this play out? Will the whole thing collapse on its own? Will the people get their backs up and demand that it be repealed? The administration played the insurance companies, promising them many more customers in exchange for their cooperation. The health care industry? Scared? Unorganized? I don’t know. With the president spinning dramatic tales of the blessings of health care for all, and the media completely willing to play along with whatever he said, the evidence of industries destroyed, companies brought to heel, there was certainly in America a real fear of the government.

I think it will come close to collapse but they will tinker and lie and try to keep it afloat, and in the end try to enlist Republicans into saving it for the good of the country. It would be a lot simpler if they would just recognize it as a mistake that cannot be fixed.

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