American Elephants


The Trouble With ObamaCare by The Elephant's Child

The trouble with ObamaCare was, in particular, the regulations. Lots of other problems,of course, but Leftists always think that they know better how anything should be run, and for just that reason, it mostly doesn’t work. The Wall Street Journal today pointed out one of the big reasons which is that ObamaCare mostly meant that small businesses quit providing healthcare for their employees.

Secretary of Labor Alexander Acosta is proposing to allow small businesses to band together to provide insurance on an equal footing with corporations and unions. Excellent!

The share of workers at small businesses with employer-sponsored health benefits has dropped by a quarter since 2010 as insurance costs have ballooned, in part due to government mandates. About 11 million workers employed by small businesses are uninsured. Some businesses have dropped their workers onto state insurance exchanges where premiums are subsidized by taxpayers.

Enter President Trump, who last fall directed Labor Secretary Alexander Acosta to consider “expanding the conditions that satisfy the commonality-of-interest requirements” for association health plans under the Employee Retirement Income Security Act, or Erisa.

Large-group plans that are self-insured—i.e., funded by unions or employers—are covered by Erisa. These plans are exempt from ObamaCare’s essential benefits requirements, though they must comply with rules on annual and lifetime limits and pre-existing conditions as well as state solvency regulations.

Mom-and-pop businesses and sole proprietors aren’t so lucky. Most purchase coverage from insurers in the small group or individual marketplaces, which are subject to ObamaCare’s coverage mandates and controls on premium prices. The Obama Administration precluded small employers from forming association plans that are exempt from Erisa by narrowly interpreting the “commonality of interest” membership requirements.

Secretary Acosta on Thursday, proposed a new rule that would define “commonality of interest” among employers to include geographical area, such as a metropolitan area or even a state, as well as an industry, trade or profession. Chambers of commerce or national industry groups could sponsor plans. Sole proprietors could be defined as both employers and employees, which would allow independent contractors to form or join association plans. The Left is, of course, howling about Trump trying to destroy ObamaCare, but millions of small business people and sole proprietors aren’t insured at all because they can’t afford coverage on the exchanges. Sole proprietors who earn too much to qualify for subsidies are squeezed out by soaring premiums.

If they are freed from ObamaCare’s mandates, they can devise plans more suited to their workers, and costs would be reduced by spreading the administrative burden. This is not going to solve the burdens of ObamaCare, but ObamaCare was never a plan to give health care to everyone. It was a plan for government control of health care so that the giver of health care would always be voted back in because of the fear of losing health care. They saw that kind of ‘insurance’ in Britain’s National Health Service (NHS).

Britain’s NHS figures show that 16,893 patients waited more than 30 minutes at Accident and Emergency (A&E) departments in the week at the end of the year. This was a 42% rise over the previous week when only 11,900 waited in the ambulances hoping they wouldn’t die while they waited. Hospital bed occupancy was 91.7 percent—an 85% level is considered safe.

It was announced a day earlier that all non-emergency operations will be cancelled until at least February as the worst NHS winter crisis in 30 years hits. Around 55,000 procedures that were planned will not happen. A senior doctor claimed that patients are being treated in “third world” conditions in some hospitals. In the meantime cases of flu are rising and there are severe respiratory problems. The people generally believe that their health care is free, but forget that they pay for every last bit of it in their taxes and lower standard of living.

The population of Great Britain is 66,387,483, ours is 323.98 million as of 2016. When healthcare is free, people are inclined to run to the doctor at every small symptom. ObamaCare assumed that when all the healthy young people were forced to pay their share, it would cover the sick people. The skyrocketing premiums show how well that all worked. And young people have consistently dropped out. Doctors tell their kids to choose another profession. Those who use up the most medical care are of course, the old folks. The Eskimos solved that by leaving granny out to freeze on an iceberg which is a relatively painless way to go. Some in India leave their grannies in a tiger preserve, I have read. I’m sure we will gradually come up with solutions. Just try to keep the politicians out of it.

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The Founding Fathers Explain Conservatism by The Elephant's Child

From the archives 2008

The brilliant Mark Levin lays out the bedrock principles of conservatism using the founders’ own words. It is no coincidence that they are the exact same principles our nation was built upon. These are the exact same principles that made America great, they are the exact same principles that liberty depends upon, and they are the exact same principles that liberalism seeks to destroy:

“I would rather be exposed to the inconveniences attending too much liberty than to those attending too small a degree of it.”
~ Thomas Jefferson
“Congress has not unlimited powers to provide for the general welfare but only those specifically enumerated.”
~ Thomas Jefferson
“[T]he powers of the federal government are enumerated; it can only operate in certain cases; it has legislative powers on defined and limited objects, beyond which it cannot extend its jurisdiction.”
~ James Madison
“…[T]he government of the United States is a definite government, confined to specified objects. It is not like the state governments, whose powers are more general. Charity is no part of the legislative duty of the government.”
~ James Madison
“…the opinion which gives to the judges the right to decide what laws are constitutional and what not, not only for themselves in their own sphere of action but for the Legislature and Executive also in their spheres, would make the Judiciary a despotic branch.”
~ Thomas Jefferson
“When the people find that they can vote themselves money, that will herald the end of the republic.”
~ Benjamin Franklin
“No nation was ever ruined by trade, even seemingly the most disadvantageous.”
~ Benjamin Franklin
“Were we directed from Washington when to sow, and when to reap, we should soon want bread.”
~ Thomas Jefferson
“Society in every state is a blessing, but government, even in its best state, is but a necessary evil; in its worst state an intolerable one; for when we suffer or are exposed to the same miseries by a government, which we might expect in a country without government, our calamity is heightened by reflecting that we furnish the means by which we suffer.”
~ Thomas Paine
“They that can give up essential liberty to purchase a little temporary safety, deserve neither liberty nor safety.”
~ Benjamin Franklin
“Those who expect to reap the blessings of freedom, must, like men, undergo the fatigues of supporting it.”
~ Thomas Paine
“The moment the idea is admitted into society that property is not as sacred as the laws of God, and that there is not a force of law and public justice to protect it, anarchy and tyranny commence. If ‘Thou shalt not covet’ and ‘Thou shalt not steal’ were not commandments of Heaven, they must be made inviolable precepts in every society before it can be civilized or made free.”
~ John Adams
“To be prepared for war, is one of the most effectual means of preserving peace.”
~ George Washington
“One single object. . . [will merit] the endless gratitude of the society: that of restraining the judges from usurping legislation.”
~ Thomas Jefferson
“Remember democracy never lasts long. It soon wastes, exhausts, and murders itself. There never was a democracy yet that did not commit suicide.”
~ John Adams
“To take from one, because it is thought his own industry and that of his fathers has acquired too much, in order to spare to others, who, or whose fathers, have not exercised equal industry and skill, is to violate arbitrarily the first principle of association, the guarantee to everyone the free exercise of his industry and the fruits acquired by it.”
~ Thomas Jefferson
” I am for doing good to the poor, but I differ in opinion of the means. I think the best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it.”
~ Benjamin Franklin
“The majority, oppressing an individual, is guilty of a crime, abuses its strength, and by acting on the law of the strongest breaks up the foundations of society.”
~ Thomas Jefferson
“[The purpose of a written constitution is] to bind up the several branches of government by certain laws, which, when they transgress, their acts shall become nullities; to render unnecessary an appeal to the people, or in other words a rebellion, on every infraction of their rights, on the peril that their acquiescence shall be construed into an intention to surrender those rights.”
~ Thomas Jefferson



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